Insurance Companies

Covering 80%+ of insurance plans available nationwide

As a full-scale nationwide DME provider, Specialty Medical Equipment is recognized for its expertise in insurance verification, working closely with health plans to facilitate each claim efficiently and accurately.

80%+
of all plans nationwide accepted
150+
insurance plans accepted
50
states covered for Medicare
Major Payer Partners

Trusted by the nation's top insurance companies

We have established relationships with all major insurance carriers and work directly with health plans to facilitate claims, verify coverage, and minimize out-of-pocket costs for patients.

Cigna
Humana
United Healthcare
BlueCross BlueShield
Anthem
Aetna
Wellcare
Medicare
Coverage Types

We accept all major plan types

🏛️ Medicare Fee-For-Service

Enrolled in all 50 states. We bill Medicare directly for CPAP, CGM, and diabetic testing supplies under Part B. Most patients pay 20% of the Medicare-approved amount after deductible — or $0 with supplemental insurance.

⭐ Medicare Advantage Plans

We work with Medicare Advantage (Part C) plans from all major carriers including Humana, UnitedHealthcare, Aetna, BCBS, and many more. Coverage and copays vary by plan.

🏥 Commercial Health Plans

Accepted commercial plans include Cigna, Anthem, Aetna, BCBS, United Healthcare, and 100+ regional and specialty plans. We verify benefits before shipping — no surprises for patients.

🤝 Medicaid (All 50 States)

We accept Medicaid in all 50 states for covered DME categories. We also accept TRICARE East, TRICARE West, and TRICARE For Life for military beneficiaries and veterans.

Full Plan List

150+ insurance plans accepted

Below is a partial list of accepted plans. If you don't see your plan, call us at 877-622-3023 — we accept over 80% of plans nationwide.

Individual benefits, copays, and out-of-pocket coverage may vary based on the specific plan.

Aetna
Alignment Health Plan
Ambetter
Anthem BCBS
BlueCross BlueShield
Caresource
Cigna
Clover Health
Commonwealth Care Alliance
Emblem Health
Fidelis Care
Geisinger Insurance
Health Net
Humana
Independence Blue Cross
Keystone First
McLaren Health Plan
Medicaid (All 50 States)
Medicare Fee-For-Service
Medicare Advantage Plans
Molina Healthcare
Oscar Health
Tricare East
Tricare For Life
Tricare West
United Healthcare
UnitedHealthcare Community Plan
Wellcare
+ 100s more regional plans

Check if your plan is accepted

Enter your insurance information to verify coverage for CPAP, CGM, or diabetic supplies. Takes about 3 minutes.

Check My Coverage →